Shared value creation

Concretely contribute to the sustainable development of people, companies and communities through distinctive solutions capable of creating profitability for the company and its shareholders while at the same time meeting social needs by remunerating the entire production chain.

The sustainable solutions of UnipolSai, as described in the Unipol Group’s Strategy are effective and reliable responses to new social, economic and relational needs. Protection and safety needs, such as social security and health needs. Additional coverage needs with respect to a progressive reduction in forms of public welfare.

Furthermore, the very nature of the insurance business, protecting people and businesses from risks, is a social protection instrument for the long-term safety and well-being of people and their assets. Insurance is one of the principal ways in which UnipolSai limits the impacts of climate risks and mitigates climate-related damage. The higher the level of a country’s insurance coverage, the more resilient will that country be to extreme natural events. Especially following an extreme weather event such as a flood, insurance reimbursements are often a quick and reliable solution to help victims recover quickly, preventing them from falling into poverty or from worsening their conditions.

Our commitment is also focused on the design of value-added services for a safer mobility thanks to the use of telematics, which allows claims to be handled more quickly and effectively for the benefit of the company, the customers (for example greater security and assistance and per-kilometre rates) and the community (e.g. countering fraud).

Our ability to produce value is first and foremost the ability to meet these needs by creating value for the company and its stakeholders.

Economic performance
12210
MLN €
Direct insurance premiums
853
MLN €
Consolidated net profit
87.0
%
Combined ratio direct business
0.190
Proposed unit dividend per share
Social performance
98.0
%
of assets deemed sustainable following ESG monitoring
11770
n.
Total employees
54
%
women employees
16,7
mln
million customers and policyholders
7933
n.
agencies and sub-agencies in Italy
5362
n.
bancassurance branches
28,3
MLN €
Total amount of contributions to community
Environmental performance
-23,2
%
emissions produced compared to previous year
29502
TONS
CO2 emissions (Scope 2)
8388
TONS
Direct emissions CO2 (Scope 1)

logo UGF