Consolidated report at September 30, 2010 approved

Total premiums written of euro 9,914 million, +8% (euro 9,201 million in 9m 2009)
Life division premiums written of euro 4,765 million (+17.4%)
Improved combined ratio on fy 2009

Direct premiums written
In the Non-Life division: Euro 5,142.2 million (+0.1%)
In the Life division: Euro 4,763.7 million (+17.4 %)

Technical performance

Combined Operating Ratio of 102.2% from 105.4% in FY 2009 (100.2% in 9M 2009); Combined Ratio (including technical charges) of 105.2% from 108% in FY 2009 (103.3% in 9M 2009)
APE of Euro 444 million (+18.5%)

Result for the period
Consolidated net loss of Euro 431.4 million (profit of Euro 0.9 million in 9M 2009). Impairments on capital financial instruments totalled Euro 350.5 million.

Balance Sheet Solidity
Shareholders’ equity of Euro 3,140 million (Euro 3,711 million at 31/12/2009)
Group solvency margin of 109%.